What is Medicare?

Medicare is a federal health insurance program for:

People age 65 or older;
People with certain disabilities; or
People with End-Stage Renal Disease (ESRD) (permanent kidney failure requiring dialysis or a kidney transplant.)

Did you know there are 4 parts to Medicare? Selecting a plan can be daunting with all the information out there. That’s where we come in. MedicareValue strives to provide clear, accurate, and trustworthy information to help make it easier for you to understand your Medicare coverage options.

Medicare has four parts:

Part A

Hospital Insurance

Inpatient care in hospitals
Skilled nursing facility care
Hospice care
Home health care
Part of Original Medicare

Part B

Medical Insurance

Services from doctors and other health care providers
Outpatient care
Home health care
Durable medical equipment
Many preventative services
Part of Original Medicare

Part C

Medicare Advantage

All benefits and services under Part A and B
Usually includes Medicare prescription drug coverage (Part D)
Run by Medicare-approved private insurance companies
Have yearly limit on your out-of-pocket costs for medical services
May include extra benefits or services not covered by Original Medicare

Part D

Prescription Drug Coverage

Helps cover the cost of prescription drugs
Run by Medicare-approved drug plans
May help lower your prescription drug costs

Not ready yet? Talk to an expert.

Your health, your plan, your choice.^℠

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Last Updated: 10/05/2019

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